Mortgage Rates

Nominal Rates and Annual Percentage Rates (APR) are accurate as of

Fixed Rate Conventional 1st Mortgages

Conventional-Fixed Rate 11% or more down PMI Waived: (PMI - Private Mortgage Insurance)

Stated Term Amortization Period (Maximum) Nominal Rate Annual Percentage Rate Total Points
10 Year 10 Year Call For Rates!
15 Year 15 Year Call For Rates!
30 Year Call For Availability!

Conventional Balloon 1st Mortgages

Conventional-Balloon- 11% or more Down - PMI Waived (PMI - Private Mortgage Insurance)

Years to Reset Amortization Period (Maximum) Nominal Rate Annual Percentage Rate Total Points
5 Year 30 Years Call for Rates!
10 Year 30 Years Call for Rates!
15 Year 30 Year Call for Rates!

Special Programs and Other Lending Resources

You are also invited to take a look at the section Special Homebuyer Programs and browse the First Time Homebuyers Program, Pre-qualification-Counseling and Education Program and the Affordable Housing Grant Assistance Program. You are also invited to browse Tempo Bank's Loan Products and Options and the Effective Local Community section. And, you are always welcome to stop in and chat, or you may phone or e-mail us for additional information and answers to more specific questions.

 

What is "Odd Days Interest"?

Odd days interest is a variable interest charge paid at loan closing and represents interest due the lender from the date of loan disbursal to and including the last day of the month in which the loan was disbursed. This charge can be as little a 1 day or as great as 31 days depending upon that date loan funds are disbursed. In the above examples, 1 day odd days interest was used to perform the annual percentage rate calculation.

A Note About Nominal Rates and Annual Percentage Rates

While nominal interest rates and annual percentage rates are accurate as of the date specified for the examples provided, nominal rates and annual percentage rates can and will change periodically and could be different based upon the unique circumstances of every loan application filed and the differing characteristics of the loan products offered or selected by the applicant(s).

Although this page is reviewed and updated with current rate and index information no less frequently than weekly, delays and op-edits can occur. For current nominal rates and annual percentage rates we suggest that you contact us