Access your accounts with Online Banking!

Checking Accounts

A checking account is a very flexible and powerful money management tool that keeps your money safe and accessible, yet is simple and easy to use. Tempo Bank's checking products also provide unlimited access to your accounts through the internet by using Tempo eBank, or by mobile phone using Mobile Banking.

You can also access your accounts using our Shazam© ATM Expre$$ or MasterMoney® Debit Card at any Shazam or CIRRUS ATM nationwide. The MasterMoney® Debit Card also allows you to make purchases at any MasterCard® approved merchant.

We offer a variety of checking accounts to meet your personal needs - from the very basic individual account to the very sophisticated internet aficionado. Visit our personal checking page. We're certain you will find the account that is best suited to your needs.

Lifestyle Checking

Our simplest form of checking account is our demand checking account.  But just because it's simple doesn't mean it is not a powerful financial tool. Here are the features:

  • No monthly maintenance fee
  • $25 minimum balance to open
  • No minimum balance requirements after opening
  • eImage Monthly statements
  • Unlimited check writing

55+ Senior LifeStyle NOW Checking

The 55+ Senior LifeStyle NOW checking account is for seasoned customers. Anyone 55 years of age or older qualifies for this account. The account features:

  • $50 minimum balance to open
  • No monthly maintenance fee
  • Variable rate account
  • Interest paid monthly on balances of $1,000.00 or more
  • eImage Monthly statements
  • Unlimited check writing
  • Free checks when ordered through us
  • No fee money orders, cashier's checks, stop payment orders or counter checks

LifeStyle NOW Checking

Unlike demand checking, our LifeStyle NOW Checking account receives interest monthly based on certain qualifying balances. We use the daily balance method to calculate the interest on your account. Here are the other features:

  • $50 Minimum to open
  • Variable rate account
  • Interest paid monthly on balances of $1,000.00 or more
  • eImage Monthly Statements
  • Unlimited check writing

LifeStyle Money Market Deposit Account

Our LifeStyle Money Market Deposit Accounts are for those people that write only a couple of checks a month and want a little more interest on their money while on deposit. We use the daily balance method to calculate the interest on your account by applying a daily periodic rate to the principal in the account every day. Here are some other features:

  • $2,500 minimum to open
  • Variable rate account
  • Interest paid monthly on balances of $2,500 or more
  • eImage Monthly statements
  • Transfers from a this account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft, debit card, or similar order to third parties are limited to six per statement cycle.

***Transfers from a LifeStyle Money Market Deposit account to another account or to third parties by preauthorized, automatic, telephone, or computer or mobile transfers or by check, draft, debit card, or similar order to third parties are limited to SIX per statement cycle. Please see Reg D Quick Guide. (PDF)

You can now reorder your checks here https://www.ordermychecks.com or as always at your local office.

*Note: Some restrictions and special circumstances apply to partnership and corporation accounts. Natural persons must be legal residents domiciled in the State of Illinois and possess valid residence, personal identification and registration information. Sorry, No Brokered or out-of-state deposits will be accepted. For a complimentary sample of our pamphlet detailing specific terms and conditions, electronic funds transfers, funds availability and Truth In Savings disclosures click All About Your Tempo Bank Deposit Account