The world is changing, and it can be challenging
to keep up. Tempo Bank wants to ensure that all its
banking partners are educated, aware, and safe against the
threats facing us. To that end, we will try to provide
information on things you should know about, like scamming,
phishing and identity theft. Some of these resources point
to outside sources, and if you click on them be aware you
will be leaving Tempo Bank's web site and we are not responsible
for the content.
A great way to keep tabs on your identity, and
find out FAST if someone is opening accounts or credit cards in
your name, is by checking your credit report. Soon
you'll be able to do it for free! A recent amendment to
the federal Fair Credit Reporting Act (FCRA) requires each of
the nationwide consumer reporting companies to provide you with
a free copy of your credit report, at your request, once every
12 months, from www.annualcreditreport.com.
The Federal Trade Commission (FTC), the nation's consumer
protection agency, has prepared a brochure, Your
Access to Free Credit Reports, explaining your rights and
how to order a free annual credit report.
TIP: Since you
get one free report from each of the 3 bureaus per year, do not
request them all at once. Spread them out, since you then
get three free "snapshots" of your credit per year -
all the better to thwart Identity Theft!
Questions or comments, please contact us