Tempo Bank Realtors Only!
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For Realtors Only!

This page of the Tempo Bank web has been designed for the Sales Person on the go. It contains all the information on the types of first mortgage loan products available, the rates and points associated with them and any special features or lending programs being offered to prospective borrowers within Tempo's effective local community. It does not, however, cover certain regulatory disclosure requirements that are required to be given to interested consumers and prospective applicants. For more detailed information and relevant disclosures, you are cordially directed to 1st Mortgage Loan Rate Reporter or if you want to know a payment try our Mortgage Payment Calculator.

This Realtors Only rate sheet was issued and applies to all applications filed for Single Family Owner-Occupied Dwellings purchased within Tempo Bank's effective local community as of:

.
December 16, 2010
Adjustable Rate Mortgages: Rate Points* Maximum Term
One Year Adjustable Rate with 20% Down Call for Quote 0.00% Up to 30 Years
(minimum 11% down required)
Three Year Adjustable Rate with 20% Down Call for Quote 0.00% Up to 30 Years
(minimum 11% down required)
Supplemental Information for Adjustable Mortgages:
bulletAdjustments are based on 1 year constant maturity US Treasury index plus 2.75 margin.
bullet20% or more Downpayment: Application fee $500, Flood Certification $5.00, and Estimated Title Company Closing Charges of $45.00.
bulletPeriod and Life of Loan Adjustment caps are 2% and 6%, respectively.
bulletAdjustable rate mortgages with less than 20% down: Application fee $750, Flood Certification $5.00 and Estimated Title Company Closing Charges of $45.00. Private Mortgage Insurance may also be required.
 

 

Fixed Rate Mortgages: Rate Points* Maximum Term
10 Year Fixed Rate with 20% Down Call for Quote 0.00% 10 Years
(minimum 11% down required)
15 Year Fixed Rate with 20% Down Call for Quote 0.00% 15 Years
(minimum 11% down required)
30 Year Fixed Rate with 20% Down Please Call for Availability!
(minimum 11% down required)
Supplemental Information for Fixed Rate Mortgages:
bullet20% or more Downpayment: Application fee $500, Flood Certification $5.00 and Estimated Title Company Closing Charges of $45.00.
bulletFixed rate mortgages with less than 20% down: Application fee $750 Flood Certification $5.00 and Estimated Title Company Closing Charges of $45.00. Private Mortgage Insurance may also be required.
 

 

Balloon Mortgages: Rate Points* Maximum Term
3 Year Balloon with 20% Down Call for Quote 0.00% Up to 30 Years
(minimum 11% down required)
5 Year Balloon with 20% Down Call for Quote 0.00% Up to 30 Years
(minimum 11% down required)
10 Year Balloon with 20% Down Call for Quote 0.00% Up to 30 Years
(minimum 11% down required)
15 Year Balloon with 20% Down Call for Quote 0.00% Up to 30 Years
(minimum 11% down required)
Supplemental Information for Balloon Mortgages:
bullet20% or more Downpayment: Application fee $500, Flood Certification $5.00 and Estimated Title Company Closing Charges of $45.00.
bulletBalloon Mortgages with less than 20% down: Application fee $750, Flood Certification $5.00 and Estimated Title Company Closing Charges of $45.00. Private Mortgage Insurance may also be required.

A Note About Nominal Rates and Annual Percentage Rates

While nominal interest rates and annual percentage rates are accurate as of the date specified for the examples provided, nominal rates and annual percentage rates can and will change periodically and could be different based upon the unique circumstances of every loan application filed and the differing characteristics of the loan products offered or selected by the applicant(s).

Although this page is reviewed and updated with current rate and index information no less frequently than weekly, delays and op-edits can occur.   For current nominal rates and annual percentage rates we suggest that you contact us:

 

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 Tempo Bank
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