Interest Bearing Savings and Certificate
Rate Reporter:
We post our rates as a
convenience to you. Rates are subject to change without
notice, when in doubt, please contact the
bank. Please use our online
calculators to assess your savings needs and goals.
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This Truth in Savings
Account Rate Disclosure Sheet is Accurate as of: |
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March 20, 2008 |
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Minimum |
Minimum |
Interest |
Simple |
Annual |
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| Account Description |
to Open |
to Earn |
Payment |
Interest |
Percentage |
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|
Account |
Stated APY |
Frequency |
Rate |
Yield |
Notes |
| Certificates of
Deposit: |
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| 6 month (182 day)
Certificate |
500.00 |
500.00 |
Quarterly |
2.350% |
2.37% |
P,R |
| 12 month (365 day)
Certificate |
500.00 |
500.00 |
Quarterly |
2.500% |
2.52% |
P,R |
| 20 month
Certificate |
500.00 |
500.00 |
Quarterly |
2.850% |
2.88% |
P,R |
| 33 month
Certificate |
500.00 |
500.00 |
Quarterly |
3.000% |
3.03% |
P,R |
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| Statement Savings: |
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| Tier One Statement
Savings - |
10.00 |
99.99 |
Quarterly |
0.000% |
0.00% |
R, S |
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Balances Less than
$100.00 |
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| Tier Two Statement Savings - |
10.00 |
100.00 |
Quarterly |
0.400% |
0.40% |
R, S |
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Balances Between $100 to $9,999.99 |
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| Tier Three
Statement Savings - |
10.00 |
10,000.00 |
Quarterly |
0.700% |
0.70% |
R, S |
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Balances Between $10,000 & 49,999.99 |
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| Tier Four Statement Savings - |
10.00 |
50,000.00 |
Quarterly |
1.000% |
1.01% |
R, S |
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Balances $50,000 or more |
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| LifeStyle NOW and
Senior NOW Accounts: |
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| Tier One NOW Account |
50.00 |
999.99 |
Monthly |
0.000% |
0.00% |
C,R, S |
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Balances Less than $1,000 |
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| Tier Two NOW Account |
50.00 |
1,000.00 |
Monthly |
0.250% |
0.25% |
C,R, S |
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Balances $1000 to $2,499.99 |
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| Tier Three NOW Account |
50.00 |
2,500.00 |
Monthly |
0.500% |
0.50% |
C,R, S |
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Balances $2,500 to $74,999.99 |
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| Preferred NOW
Account |
50.00 |
75,000.00 |
Monthly |
1.500% |
1.51% |
C,R, S |
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Balances $75,000 and Above |
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| LifeStyle Money
Market Deposit Accounts: |
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| Tier One MMDA - |
100.00 |
2,500.00 |
Monthly |
0.000% |
0.00% |
C,R, S |
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Balances less than $2,500 |
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| Tier Two MMDA - |
100.00 |
2,500.00 |
Monthly |
1.500% |
1.51% |
C,R, S |
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Balances between $2,500 & 24,999.99 |
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| Tier Three MMDA - |
100.00 |
25,000.00 |
Monthly |
2.250% |
2.27% |
C,R, S |
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Balances between $25,000 & 49,999.99 |
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| Tier Four MMDA - |
100.00 |
50,000.00 |
Monthly |
2.500% |
2.52% |
C,R, S |
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Balances between $50,000 & 74,999.99 |
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| Tier Five MMDA - |
100.00 |
75,000.00 |
Monthly |
2.750% |
2.78% |
C,R, S |
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Balances between $75,000 & 99.999.99 |
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| Tier Six MMDA - |
100.00 |
100,000.00 |
Monthly |
3.250% |
3.29% |
C,R, S |
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Balances $100,000 or more |
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| C Interest is Paid Monthly on the Account
Statement Cycle Date. |
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| P A Penalty May Be Imposed on Funds
Withdrawn prior to Maturity on All Time Deposit Accounts. |
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| R Request Further Information from Our
Staff Concerning the Fees and Terms Applicable to the Advertised Accounts. |
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| S Service Charges and other Fees
associated with these accounts may reduce stated APY and rates may change
after the account is opened. |
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