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A checking
account is a very flexible and powerful money management tool that
keeps your money safe and accessible, yet is simple and easy to use.
Tempo Bank's checking products also provide unlimited access to your
accounts through the internet by using
Tempo eBank,
or by phone using
VoiceMaster®.
You can also access your accounts
using our Shazam® ATM Expre$$ or
MasterMoney®
Debit Card at any Shazam or CIRRUS ATM nationwide.
The MasterMoney®
Debit Card also
allows you to make purchases at any MasterCard® approved merchant. We
offer a variety of checking accounts to meet your personal needs -
from the very basic individual account to the very sophisticated
internet aficionado. Visit our personal checking page. We're
certain you will find the account that is best suited to your needs. Checking Accounts
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Regular Demand Checking
| 55+ NOW Checking
| Interest-Bearing NOW Checking
| Money Market Deposit Account
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Regular Demand Checking
Our simplest form of checking account
is our demand checking account. But just because it's
simple doesn't mean it is not a powerful financial tool. Here are the
features:
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$25 minimum balance to open |
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Low $2.00 monthly maintenance fee |
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No minimum balance requirements
after opening |
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Monthly statements |
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Unlimited check writing |
55+
Senior LifeStyle
NOW Checking
The 55+
Senior LifeStyle
NOW checking account is for seasoned customers. Anyone 55
years of age or older qualifies for this account. The
account features:
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No monthly maintenance fee |
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Variable rate account |
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Interest paid
monthly on
balances of $1,000.00 or more. |
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Monthly statements |
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Unlimited check writing |
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Free blue safety paper checks |
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No fee travelers checks, money
orders, cashier's checks, stop payment orders or counter
checks |
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No fee on Illinois Vehicle License
Renewal Stickers |
LifeStyle
NOW Checking
Unlike demand
checking, our
LifeStyle NOW Checking account receives interest monthly based on certain
qualifying balances. We use the daily balance method to
calculate the interest on your account. Here are the other
features:
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$50 Minimum to
open |
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Variable rate account |
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Interest paid
monthly on
balances of $1,000.00 or more |
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$500 minimum
balance required to avoid a $7.00 monthly service charge |
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Monthly
Statements |
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Unlimited check
writing |
LifeStyle Money Market Deposit Account
Our
LifeStyle Money
Market Deposit Accounts are for those people that write only a
couple of checks a month and want a little more interest on their
money while on deposit. We use the daily balance method to
calculate the interest on your account by applying a daily
periodic rate to the principal in the account every day. Here are
some other features:
 | $2,500 minimum to open |
 | Variable rate account |
 | Interest paid
monthly on balances of $2,500 or more |
 | $2,500 minimum
balance required to avoid a $7.00 monthly service charge |
 | eImage Monthly statements |
 | Transfers from a this account to
another account or to third parties by preauthorized,
automatic, or telephone transfer are limited to six per
statement cycle with no more than three by check, draft, or
similar order to third parties |
*Note: Some restrictions and special
circumstances apply to partnership and corporation accounts. Natural persons must be legal
residents domiciled in the State of Illinois and possess valid residence,
personal identification and
registration information. Sorry, No Brokered or out-of-state deposits will be accepted.
For a complimentary sample of our pamphlet detailing specific terms and conditions,
electronic funds transfers, funds availability and Truth In Savings disclosures click All
About Your Tempo Bank Deposit Account |