Nominal Rates and Annual Percentage Rates (APR)
are Accurate as of December 16, 2010

We post our rates as a convenience to you.  Rates are subject to change without notice, when in doubt, please contact the bank.  

Fixed Rate Conventional 1^st Mortgages:

Conventional-Fixed Rate-20% or More Down:

Conventional-Fixed Rate-Less than 20% to 11% Down -
PMI Waived: (PMI - Private Mortgage Insurance)

Conventional-Balloon-20% or More Down*:

Conventional-Balloon-Less than 20% to 11% Down-
PMI Waived: (PMI - Private Mortgage Insurance)

Special Programs and Other Lending Resources

You are also invited to take a look at the section Special Homebuyer Programs and browse the First Time Homebuyers Program, Pre-qualification-Counseling and Education Program and the Affordable Housing Grant Assistance Program. You are also invited to browse Tempo Bank's Loan Products and Options and the Effective Local Community section. And, you are always welcome to stop in and chat, or you may phone or e-mail us for additional information and answers to more specific questions.

What is "Odd Days Interest"?

Odd days interest is a variable interest charge paid at loan closing and represents interest due the lender from the date of loan disbursal to and including the last day of the month in which the loan was disbursed. This charge can be as little a 1 day or as great as 31 days depending upon that date loan funds are disbursed. In the above examples, 1 day odd days interest was used to perform the annual percentage rate calculation.

A Note About Nominal Rates and Annual Percentage Rates

While nominal interest rates and annual percentage rates are accurate as of the date specified for the examples provided, nominal rates and annual percentage rates can and will change periodically and could be different based upon the unique circumstances of every loan application filed and the differing characteristics of the loan products offered or selected by the applicant(s).

Home Equity Rates
Consumer Rates
1st Mortgage Rate